Incredible insurance coverage with no extra baggage.
Our Hospitality Workers’ Compensation Safety Group is now offered exclusively to Restaurants, Bars, Taverns, Hotels, Motels, Inns and B&Bs located in New Jersey.
Competitive Pricing!
Up to 20% off Manual
Dividend of up to 40% (Based on Performance)
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How the Dividend Works:
Case Incurred Loss and ALAE Ratio | Maximum Dividend Payout as a Percentage of Premium |
---|---|
0-15% | 40% |
16-25% | 15% |
26-35% | 10% |
36-45% | 5% |

Dividend will be calculated 18 months after the end of the 12-month period.
No loss development factors are applied.
The Board of Directors must approve and declare a dividend prior to issuance to the Safety Group.